Thursday, November 2

Fact one: finances have always bored me, in part because of their heavy correlation to math, but also because until recently saving money meant making sure I had enough cab fare to get home from the bar at the end of the night.

Fact two: after an extended summer of soaking myself in money (my “no more squalor” post-student life was celebrated with amassing all things I had neglected during my undergrad) I have reached a point of financial foolishness guilt.

Fact three: I discovered the world of personal finance blogs this week.

Personal finance blogs are, to sum it up, thebestthingcurrentlyontheinternet. I don’t know how I skipped over their existence until now: they're like pornography for money! People (generally anonymous) list all their assets and savings and debt and investments and then openly track the growth of their net worth all while giving tips on how you can achieve the same.

Thus, “if you invest in an RRSP in your twenties it will make you more financially prepared than 99% of your peers” and other Did you know…?’s are now commandeering all of my thoughts. (That and all the juicy gossip that derives from observing the spending habbits of others!) I am in mutual funds and net worth overdrive and now I don’t just fear savings and down payments—I fear I have bored said peers by suddenly launching into an unofficial financial-savvyness phase.

After spending a few hours going through the archives of here, here, and here (among others) I started writing down ideas and made *gasp!* calculations and then promptly opened an ING savings account. The next day my archive reading continued and I started looking up information on retirement savings and mutual funds, all while pestering my friends about their own finances.

However, this sudden interest in being responsible wasn’t just spurred by a few websites: I have better news! My starter job has come to an end, and with that ends my laissez-faire lifestyle. In a couple weeks I’m leaving my position as an engineering secretary/personal assistant, and starting as a copywriter for an ad agency. Writing! I get to have a career in something I love? Incredible.

Also good: the copywriter job functions both as a push away from the fauxn-up status I’ve been living, and as an impressive inclusion in the family Christmas letter. So what’s the next step in this whole “growing-up” thing? (I think I have some ideas…)